A pre-approval is an essential step in the home buying process. Whether you are a first home buyer, next home buyer or investor, a pre-approval provides you with an indication of conditional loan eligibility.

 

This means key measures of loan eligibility are assessed prior to you locating the purchase property and this then allows you to attend an auction with a high degree of certainty as to your maximum purchase price capability.

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The pre-approval process is the first step in the home buying journey, as it allows you to understand which price range you should be looking at, which in turn dictates where your property search will take you.

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We also welcome pre-qualification, whereby we can assess your loan eligibility prior to pre-approval.

 

Depending on your circumstances, pre-qualification can help you understand what is required to be eligible for a home loan, i.e deposit requirements, income level.